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Cheapest Cars to Insure Cottonwood AZ

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Rosenow- Neil D - State Farm Insurance Agent
(928) 634-2763
879 Cove Parkway
Cottonwood, AZ
 
All Price Insurance
(928) 634-2311
116 North Main Street
Cottonwood, AZ
 
Fleckenstein- Terrance A
(928) 204-4437
140 Coffee Pot Dr
Sedona, AZ
 
American Family Insurance William Linnemon
(928) 282-0710
2081 West Highway 89A
Sedona, AZ
 
Reinhold- Karen L
(928) 567-3374
522 Finnie Flats Rd
Camp Verde, AZ
 
DeGeer- Robert J - State Farm Insurance Agent
(928) 634-7680
545 South Main Street
Cottonwood, AZ
 
Allstate Insurance - Yvonne Buckner Biondi
(928) 649-1797
56 S Main St Ste. 6
Cottonwood, AZ
 
State Farm Insurance CO
(928) 282-3526
2756 West Highway 89A
Sedona, AZ
 
Wanda Cheers
(928) 284-3400
6486 Highway 179
Sedona, AZ
 
Shermantine Ins Agcy Inc - State Farm Insurance Agent
(928) 282-1242
1725 West Highway 89A Ste A
Sedona, AZ
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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