Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Coeur D Alene ID

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate - James Gray
(866) 609-6113
1621 N 3Rd St Ste 800
Coeur D Alene, ID
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
13785 W Hwy 53 Ste 5
Rathdrum, ID
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Deitz Insurance Agency Inc
(208) 664-2155
314 N 4th St
Coeur D Alene, ID
 
Skelton- Timothy M - State Farm Insurance Agent
(208) 664-2155
1230 West Northwood Center Court Ste B
Coeur D Alene, ID
 
Harris Dean Insurance
(208) 667-9406
PO Box 430
Coeur D Alene, ID
 
Allstate - Andy Cline
(866) 609-2443
780 N Cecil Rd Ste 104
Post Falls, ID
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
2310 N Molter Rd
Liberty Lake, WA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Silvermark Insurance
(208) 664-8141
2020 North Lakewood Drive
Coeur D Alene, ID
 
Goetz- Brian R - State Farm Insurance Agent
(208) 667-6468
1701 North 3rd Street
Coeur D Alene, ID
 
Krier- Gale A
(208) 765-8001
2310 N 4th St
Coeur D Alene, ID
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide