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Cheapest Cars to Insure Clarksburg WV

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate - Stanley Cameon
(681) 533-1321
2369 White Hall Blvd.
Fairmont, WV
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
1224 Country Club Rd
Fairmont, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Tallman- Charles T
(304) 623-3381
231 S 3rd St
Clarksburg, WV
 
Shock II- Charles R - State Farm Insurance Agent
(304) 622-3632
101 West Pike Street
Clarksburg, WV
 
Allman- David C - State Farm Insurance Agent
(304) 622-5853
104 East Main Street
Clarksburg, WV
 
Allstate Auto Insurance
(888) 355-7971
1543 Fairmont Ave
Fairmont, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Leonard K. Johnson Agency
(304) 622-5631
493 Washington Ave
Clarksburg, WV
 
William J. Brady Agency
(304) 622-6007
422 Buckhannon Pike
Nutter Fort, WV
 
P. D. Gray Agency
(304) 623-4400
136 Milford St
Clarksburg, WV
 
Nationwide Mutual Insurance Companies Complx Lstng
(304) 842-5406
102 Tolley Drive
Bridgeport, WV
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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