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Cheapest Cars to Insure Bozeman MT

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
3508 Laramie DR Ste 2B
Bozeman, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

State Farm Insurance Companies - Fire & Casualty Claims
(406) 586-3177
2054 Stadium Drive Suite A
Bozeman, MT
 
Reisinger- Richard L - State Farm Insurance Agent
(406) 586-1365
1008 North 7th Avenue
Bozeman, MT
 
Lanphear Insurance Agency
(406) 586-5449
821 West Mendenhall Street
Bozeman, MT
 
Farmers Insurance Group
(406) 586-1699
2304 West Main Street
Bozeman, MT
 
Daws- Brad W - State Farm Insurance Agent
(406) 587-4010
1716 West Main Street Ste 2
Bozeman, MT
 
State Farm Insurance Companies
(406) 587-0639
2054 Stadium Drive
Bozeman, MT
 
Allstate Insurance Companies
(406) 522-0020
2506 Putter Court
Bozeman, MT
 
Kohs- Lyle D - State Farm Insurance Agent
(406) 586-2200
16 North 9th Avenue Ste 5
Bozeman, MT
 
Allstate Insurance Company
(406) 388-8132
255 Stubble Lane
Belgrade, MT
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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