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Cheapest Cars to Insure Bluefield WV

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
3213 E Cumberland Rd
Bluefield, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
548 E Riverside DR B
North Tazewell, VA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Riedman Insurance
(304) 325-2421
Plaza 460 P.O. Box 1420
Bluefield, WV
 
Skeens Insurance Agency Inc
(304) 589-3260
USRoute 52 North
Bluefield, WV
 
Guardian Insurance
(304) 325-2160
210 North Street Frnt
Bluefield, WV
 
Allstate Auto Insurance
(888) 355-7971
2348 Virginia Ave
Bluefield, VA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Stanley- Robert A - State Farm Insurance Agent
(304) 325-7070
17 Airport Square
Bluefield, WV
 
State Farm Insurance Companies
(304) 325-8659
308 North Street
Bluefield, WV
 
Walker- F Judson - State Farm Insurance Agent
(304) 327-7631
314 College Avenue
Bluefield, WV
 
Baker Sam Agency
(304) 325-7283
2001 Stadium Drive
Bluefield, WV
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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