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Cheapest Cars to Insure Blackfoot ID

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Insurance Companies - Sales Offices- Blackfoot
(208) 785-6640
54 North Maple Street # A
Blackfoot, ID
 
Jackman- John B
(208) 785-6000
678 W Bridge St
Blackfoot, ID
 
Bruce E Lind
(208) 522-0076
244 W Broadway St
Idaho Falls, ID
 
Homestead Insurance
(208) 529-5959
258 North Water Avenue Suite 1
Idaho Falls, ID
 
Allstate Insurance-Bruce E Lind
(208) 522-0076
244 W Broadway St
Idaho Falls, ID
 
Allstate Insurance Companies
(208) 785-0134
504 West 37 South
Blackfoot, ID
 
Peterson- Scott W - State Farm Insurance Agent
(208) 785-1991
99 Southwest Main Street
Blackfoot, ID
 
Stokes- Doyle W - State Farm Insurance Agent
(208) 524-0287
1830 West Broadway Street
Idaho Falls, ID
 
Hafen- Bryant C - State Farm Insurance Agent
(208) 525-2001
1510 West Broadway Street
Idaho Falls, ID
 
Allstate Auto Insurance
(888) 355-7971
13785 W Hwy 53 Ste 5
Rathdrum, ID
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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