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Cheapest Cars to Insure Beckley WV

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1455 Robert C Byrd Dr
Crab Orchard, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Omni Financial & Insurance Services
(304) 255-6191
112 East Main Street
Beckley, WV
 
Garletts- Herbert R - State Farm Insurance Agent
(304) 255-2101
816 Johnstown Road
Beckley, WV
 
Nationwide Insurance Company - District Claims
(304) 252-7688
190 Temple Street
Beckley, WV
 
Pietrantozzi- Susan P - State Farm Insurance Agent
(304) 255-6917
824 Ritter Drive
Beaver, WV
 
Allstate Auto Insurance
(888) 355-7971
217 Temple St
Hinton, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Erie Insurance Group
(304) 255-4766
206 Hawaii Street
Beckley, WV
 
Straub Jr- William R - State Farm Insurance Agent
(304) 255-0481
1100 North Eisenhower Drive
Beckley, WV
 
Smith- Judy M - State Farm Insurance Agent
(304) 253-1520
1910 Robert C Byrd Road
Mac Arthur, WV
 
Charles A. Walker Agency
(304) 252-1364
834 Ritter Drive
Beaver, WV
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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