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Cheapest Cars to Insure Bartlesville OK

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
110 Se Frank Phillips
Bartlesville, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Wright- Steven C - State Farm Insurance Agent
(918) 335-0366
1650 Southeast Washington Boulevard
Bartlesville, OK
 
Fugett- Charles W - State Farm Insurance Agent
(918) 333-1487
532 Southeast Washington Boulevard # A
Bartlesville, OK
 
New York Life Insurance CO
(918) 337-4134
415 South Dewey Avenue
Bartlesville, OK
 
W N Doc Livingston Ins Agy Inc - State Farm Insurance Agent
(918) 534-9900
815 North Osage Avenue
Dewey, OK
 
Danielle Weaver Ins Agy Inc - State Farm Insurance Agent
(918) 335-8620
2339 Nowata Place
Bartlesville, OK
 
Weaver- Danielle Suzanne
(918) 335-8620
2339 Nowata Pl
Bartlesville, OK
 
McLemore- Elizabeth S
(918) 335-3737
2232 SE Washington Blvd
Bartlesville, OK
 
Swanson- Kathleen Ann - State Farm Insurance Agent
(918) 336-2345
124 Southwest Frank Phillips Boulevard
Bartlesville, OK
 
Allstate Auto Insurance
(888) 355-7971
124 N Main St
Kingfisher, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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