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Cheapest Cars to Insure Auburn AL

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Powell- Sara Kathryn - State Farm Insurance Agent
(334) 501-8245
2408 East University Drive Ste 104
Auburn, AL
 
Jones Tim Insurance
(334) 826-6888
124 North Dean Road
Auburn, AL
 
McGhee- Larry N
(334) 821-3793
818 E Glenn Ave
Auburn, AL
 
McLain Agency
(334) 741-0080
107 18th Street
Opelika, AL
 
Alfa Insurance - Opelika
(334) 749-3371
709 2nd Avenue
Opelika, AL
 
Clowdus- Phillip W - State Farm Insurance Agent
(334) 887-8541
1141 Opelika Road
Auburn, AL
 
University Agency Inc
(334) 887-6569
611 East Glenn Avenue Suite B
Auburn, AL
 
Jenkins Frank W Jr Insurance
(334) 821-8541
1141 Opelika Road
Auburn, AL
 
State Farm Insurance Companies - Agents
(334) 745-6303
907 2nd Avenue Suite A
Opelika, AL
 
State Farm Insurance
(334) 745-6303
907 2nd Avenue Suite A
Opelika, AL
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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