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Cheapest Cars to Insure Ashland KY

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
4332 13th St
Ashland, KY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Charles C Adams Insurance
(606) 325-9709
221 20th St
Ashland, KY
 
Prudential Insurance and Financial Services
(606) 325-2491
1430 Winchester Avenue
Ashland, KY
 
Hester- Anthony S - State Farm Insurance Agent
(606) 325-8591
1013 Carter Avenue
Ashland, KY
 
Hieronimus Philip Insurance Agency
(606) 325-6789
1909 Greenup Avenue
Ashland, KY
 
Allstate Auto Insurance
(888) 355-7971
974 Diedrich Dr
Flatwoods, KY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Melvin- Paul H - State Farm Insurance Agent
(606) 324-4159
2101 Carter Avenue
Ashland, KY
 
Moore Insurance Agency
(606) 329-9257
211 15th Street
Ashland, KY
 
New York Life
(606) 324-6836
1000 29th Street
Ashland, KY
 
Charles E. Davis Agency
(606) 928-3787
8136 Us Route 60 # U
Ashland, KY
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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