Auto Leasing Guide
Go to LeaseGuide.com now !

Cheapest Cars to Insure Arkansas City KS

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Munson Austin Agency
(620) 442-7800
111 East Washington Avenue
Arkansas City, KS
 
Venus- Starlyn S - State Farm Insurance Agent
(620) 442-3290
200 North Summit Street
Arkansas City, KS
 
Marcus Adler Ins Agy Inc - State Farm Insurance Agent
(620) 221-7056
1006 Main Street
Winfield, KS
 
Allstate Auto Insurance
(888) 355-7971
550 N Webb RD Ste C-12
Wichita, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
11931 W Central Ave Ste 300
Wichita, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Dobson- Michael C - State Farm Insurance Agent
(620) 442-2827
524 North Summit Street
Arkansas City, KS
 
Kansas Farm Bureau Financial Services - Craig Reed
(316) 221-2090
1200 Main St
Winfield, KS
 
Allstate Auto Insurance
(888) 355-7971
2312 S Meridian Ave
Wichita, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
910 S Washington St
Junction City, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Jeremy Schafer
(913) 204-1259
18126 West 119th St.
Olathe, KS
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

Click here to read the rest of this article from Lease Guide