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Cheapest Cars to Insure Ardmore OK

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Allstate Auto Insurance
(888) 355-7971
1908 12th Ave NW
Ardmore, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Bowker Barry Insurance
(580) 223-7768
825 Grand Avenue
Ardmore, OK
 
Weder- Tod R
(580) 226-6400
724 Grand Ave
Ardmore, OK
 
Watkins Everett J Insurance
(580) 223-1181
1211 West Broadway Street
Ardmore, OK
 
Bush- Paula A
(580) 226-2706
1414 12th Ave NW
Ardmore, OK
 
Joe Mcadams Insurance Agcy Inc
(580) 223-6417
1017 Cottonwood St
Ardmore, OK
 
Allstate Insurance Companies - Sales Offices- Ardmore
(580) 223-7768
825 Grand Avenue
Ardmore, OK
 
Longest Tim Insurance Agency Inc
(580) 223-3160
1208 West Broadway Street
Ardmore, OK
 
Brazzell Doug Insurance Agency
(580) 223-4240
325 E Street Northwest
Ardmore, OK
 
Ritchey Wendall Insurance
(580) 223-0391
1122 West Broadway Street
Ardmore, OK
 

Cheapest Cars to Insure

Auto insurance companies set premium rates based largely on statistical data that shows how frequently claims have been paid over a 3 year period for each car make/model. The assumption is that if a particular model has had a high rate of insurance losses in the past, it will continue to have losses and claims at the same rate in the future. Owners of those models will pay higher car insurance premiums than owners of other vehicles.

Repair cost is a factor in auto insurance cost
Insurance companies look at a number of factors when establishing rates. Collision data is one of the major factors. In insurance terminology, collision coverage pays for accident damages to a vehicle.

If a particular car make and model is expensive to repair or replace, then collision coverage is more expensive. For example, a Mercedes is relatively expensive to insure because parts and labor are expensive and, in case of destroyed vehicles, expensive to replace.

Frequency of accidents is another factor
Another part of looking at collision data is how often a particular vehicle is involved in accidents. Cars that have a high accident rate cost more to insure. Since cars don't have accidents by themselves (actually there was the Audi 5000 back in the 80's), accident rates are directly related to the kind of individuals who drive the cars.

Subaru Inpreza WRX has the highest insurance rate of any vehicle in its class. The reason is not that it is an expensive c...

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