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Car Loans West Des Moines IA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInIowa.Com
Des Moines, IA
 
Integrus Financial Lc
(515) 221-3522
2100 Westown Pkwy Ste 110
West Des Moines, IA
 
Wells Fargo Financial
(515) 223-0054
4150 Westown Pkwy Ste 101
West Des Moines, IA
 
First Bank
(515) 440-7190
1630 22nd St
West Des Moines, IA
 
Iowa Mortgage Professionals Inc
(515) 225-3100
1200 35th St
West Des Moines, IA
 
AutoLoansInIowa.Com
Des Moines, IA
 
Advance America Cash Advance
(515) 327-1155
1960 Grand Ave Ste 15
West Des Moines, IA
 
First Class Credit Union
(515) 224-4300
2051 Westown Pkwy Ste A
West Des Moines, IA
 
State Savings Bank
(515) 457-9533
4800 Mills Civic Pkwy Ste 100
West Des Moines, IA
 
Bank of America
(515) 224-0615
3400 Westown Pkwy
West Des Moines, IA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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