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Car Loans Tulsa OK

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

steffen criss
(580) 761-8733
1 miller dr
chickasha , OK
 
Bank of America
(918) 747-3207
4847 S Peoria Ave
Tulsa, OK
 
Cash In A Flash Check Advance
(918) 834-7535
1503 S Sheridan Rd
Tulsa, OK
 
Bank of America
(918) 663-7269
10802 E 31st St
Tulsa, OK
 
Bank of America
(918) 270-2813
5101 S Sheridan Rd
Tulsa, OK
 
SMART CHOICE AUTO CREDIT
(405) 354-3519
1100 WEST MAIN
YUKON, OK
 
Ez Pawn
(918) 744-4012
6040 S Peoria Ave
Tulsa, OK
 
American Loans of Tulsa
(918) 582-0461
23 E 6th St
Tulsa, OK
 
Bank of America
(918) 835-6173
10131 E 11th St
Tulsa, OK
 
Advance America
(918) 369-3215
11063 S Memorial Dr Ste C
Tulsa, OK
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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