Auto Leasing Guide
Go to LeaseGuide.com now !

Car Loans Texarkana AR

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInArkansas.Com
Little Rock, AR
 
Mil-Way Federal Credit Union
(870) 772-0661
2000 Arkansas Blvd
Texarkana, AR
 
Regions Bank
(870) 779-4635
2800 N State Line Ave
Texarkana, AR
 
Farm Credit Services of Western Arkansas
(870) 772-1882
2805 E Broad St
Texarkana, AR
 
Cash Express
(870) 773-1953
Texarkana, AR
 
Thrifty Car Sales
(479) 636-5050
1810 So 8Th Street (Hwy 71B)
Rogers, AR
 
Regions Mortgage
(870) 779-4663
300 Olive St
Texarkana, AR
 
Bancorpsouth
(870) 773-1103
3rd & Olive
Texarkana, AR
 
Cash Express
(870) 773-1948
1209 E 35th St
Texarkana, AR
 
Farm Credit Services Rural Homes
(870) 774-8222
2805 E Broad St
Texarkana, AR
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

Click here to read the rest of this article from Lease Guide