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Car Loans Springville UT

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Prestige Financial
(800) 984-6737
1420 South 500 West
Salt Lake City, UT
 
Mountain America Credit Union
(801) 270-0570
West Jordan, UT
 
Citifinancial
(801) 294-2501
199 S 500 W
Bountiful, UT
 
Advance Til Payday
(801) 356-8100
2255 N University Pkwy
Provo, UT
 
Bank of American Fork
(801) 796-8079
290 E State Rd
Pleasant Grove, UT
 
Cash Store the
(801) 491-3555
1851 W 500 S
Springville, UT
 
Zions Bank
(435) 655-8830
1483 Newpark Blvd
Park City, UT
 
Cash Store the
(801) 491-3555
1851 W 500 S
Salt Lake City, UT
 
Checkmania
(801) 825-8794
2625 N Hill Field Rd
Layton, UT
 
Money 4 You
(801) 779-9792
1266 Legend Hills Dr
Clearfield, UT
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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