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Car Loans Sherwood AR

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInArkansas.Com
Little Rock, AR
 
Thrifty Car Sales
(479) 636-5050
1810 So 8Th Street (Hwy 71B)
Rogers, AR
 
Farm Credit Services of Western Arkansas
(479) 754-2876
1109 W Main St
Clarksville, AR
 
Agheritage Farm Credit Services
(501) 268-3524
2620 S Main St
Searcy, AR
 
First Community Bank
(870) 886-6781
121 SW 3rd St
Walnut Ridge, AR
 
AutoLoansInArkansas.Com
Little Rock, AR
 
Cash Advance of Little Rock
(501) 833-9000
3901 E Kiehl Ave
Sherwood, AR
 
Bank of America
(479) 636-2000
1151 W Walnut St
Rogers, AR
 
Regions Bank
(479) 968-1234
201 S Denver Ave
Russellville, AR
 
Elk Horn Bank & Trust Co
(870) 246-5811
601 Main St
Arkadelphia, AR
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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