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Car Loans Salt Lake City UT

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Prestige Financial
(800) 984-6737
1420 South 500 West
Salt Lake City, UT
 
Prestige Financial
(800) 984-6737
1420 South 500 West
Salt Lake City, UT
 
King City Cash
(801) 466-9397
970 E 3300 S
Salt Lake City, UT
 
All American Cash Advance
(801) 363-9900
1156 W 600 N
Salt Lake City, UT
 
Progressive Finance
(801) 685-7999
3877 S 400 E
Salt Lake City, UT
 
Fderaldebtreliefs
(801) 304-9936
3712 Philadelphia Avenue, Midvale, UT 84047
alasak, AL
 
Check Line
(801) 272-6900
3950 Highland Dr
Salt Lake City, UT
 
Rfg Utah Llc
(801) 262-8277
552 W 4500 S
Salt Lake City, UT
 
Rent-A-Center
(801) 532-2002
409 E 400 S
Salt Lake City, UT
 
Zions Bank
(801) 524-2116
310 S Main St
Salt Lake City, UT
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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