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Car Loans Saint George UT

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Prestige Financial
(800) 984-6737
1420 South 500 West
Salt Lake City, UT
 
Sgi Mortgage Llc
(435) 674-1090
1240 E 100 S Ste 103
Saint George, UT
 
Zions Bank
(435) 628-0457
Saint George, UT
 
Republic Mortgage
(435) 627-9924
1173 S 250 W Ste 203
Saint George, UT
 
Countrywide Home Loans
(435) 652-5400
20 N Main St
Saint George, UT
 
Zions Bank
(435) 673-5040
Saint George, UT
 
Ez Cash
(435) 986-0444
880 E Saint George Blvd
Saint George, UT
 
Zions Bank
(435) 673-9692
Saint George, UT
 
Zions Bank
(435) 628-2308
Saint George, UT
 
Zions Bank
(435) 628-4479
40 E Saint George Blvd
Saint George, UT
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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