Auto Leasing Guide
Go to LeaseGuide.com now !

Car Loans Richland WA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInWashington.com
(360) 489-6000
Olympia, WA
 
Titus-Will Ford/Toyota/Scion
(253) 475-4151
3606 S Sprague Ave
Tacoma, WA
 
Mike & Son Auto Sales Inc
(360) 855-1974
203 Ball St
Sedro-Woolley, WA
 
Robert Larson's Automotive Group-Larson Toyota
(253) 475-4816
7815 S Tacoma Way
Tacoma, WA
 
SR 20 Motorsports LLC
(360) 854-7720
1152 State Route 20
Sedro-Woolley, WA
 
Goldendale Tire Factory
(509) 773-3741
765 E Broadway
Goldendale, WA
 
Joe's Towing
(509) 773-3888
11 Commerce Rd
Goldendale, WA
 
Sanford Tire & Auto Repair
(360) 856-6301
1288 W SR 20
Sedro-Woolley, WA
 
Sedro-Woolley Auto Parts Inc
(360) 855-0341
816 Murdock Street
Sedro-Woolley, WA
 
Pacific Motor Co
(253) 572-7214
1408 Martin Luther King Jr Way
Tacoma, WA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

Click here to read the rest of this article from Lease Guide