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Car Loans Richland WA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInWashington.com
(360) 489-6000
Olympia, WA
 
Lynnwood Body Shop
(425) 776-0221
19230 Hwy. 99, Ste. 110
Lynnwood, WA
 
Felton’s Auto Repair
(360) 856-2866
1419-A E. State Street
Sedro-Woolley, WA
 
Bucky's Muffler, Radiator & Brakes
(253) 627-8267
603 S Sprague Ave
Tacoma, WA
 
Titus-Will Ford/Toyota/Scion
(253) 475-4151
3606 S Sprague Ave
Tacoma, WA
 
Pat Rimmer/Les Schwab Tire Center
(360) 855-1033
PO BOX 637
Sedro-Woolley, WA
 
Budget Rent-A-Car
(206) 682-8989
801 4th Ave.
Seattle, WA
 
RapidCarLoans.net
(206) 000-0000
17th Street
Seattle, WA
 
South Tacoma Honda
(253) 472-2300
7802 S Tacoma Way
Tacoma, WA
 
Midas - Silence Inc.
(425) 424-0726
17311 135th Ave. NE, #A450
Woodinville, WA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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