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Car Loans Rapid City SD

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInSouthDakota.Com
Sioux Falls, SD
 
North American Title Loans
(605) 343-5003
1215 E Saint Patrick St
Rapid City, SD
 
First Western Bank
(605) 348-4545
650 Flormann St
Rapid City, SD
 
Check 'n Go
(605) 388-3333
1320 Mount Rushmore Rd Ste B
Rapid City, SD
 
Dollar Loan Center
(605) 341-5626
1575 N Lacrosse St Ste E
Rapid City, SD
 
Cash-N-Go
(605) 393-2274
3788 E Highway 44
Rapid City, SD
 
Pioneer Bank & Trust
(605) 399-1510
2018 Mount Rushmore Rd
Rapid City, SD
 
Affordable Loans
(605) 716-7774
1000 Cambell St
Rapid City, SD
 
Wells Fargo Home Mortgage
(605) 341-4000
825 Saint Joseph St
Rapid City, SD
 
First National Pawn
(605) 341-5090
935 E North St
Rapid City, SD
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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