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Car Loans Rapid City SD

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInSouthDakota.Com
Sioux Falls, SD
 
Citifinancial
(605) 343-3550
1301 W Omaha St Ste 103
Rapid City, SD
 
Equity Title Loan of Rapid City
(605) 399-9240
Rapid City, SD
 
Check Into Cash
(605) 343-3774
107 E North St
Rapid City, SD
 
Gentry Finance
(605) 342-8007
2130 Jackson Blvd Ste 2
Rapid City, SD
 
North American Title Loans
(605) 341-5200
504 E North St
Rapid City, SD
 
Convenient Loan
(605) 737-4602
524 Saint Joseph St
Rapid City, SD
 
Wells Fargo Bank Na
(605) 394-3882
825 Saint Joseph St
Rapid City, SD
 
Best Rate Title Loans
(605) 342-2503
908 Main St
Rapid City, SD
 
America's Home Loans
(605) 342-0441
Rapid City, SD
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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