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Car Loans Prescott Valley AZ

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Chase Custom Finance
(800) 223-5050
201 N. Central Avenue 19th Floor
Phoenix, AZ
 
Cellular Services
(602) 999-2175
1138 e orchid lane
gilbert, AZ
 
Auto Cash Title Loans
(520) 512-8808
4551 E Speedway
Tucson, AZ
 
Fast Auto Loans
(480) 615-2719
2242 W Main St
Mesa, AZ
 
Money Now Title Loans
(480) 835-6600
1130 E. Main St.
Mesa, AZ
 
AutoLoansInArizona.com
(480) 630-3970
Phoenix, AZ
 
Cash Time Auto Title Loans Inc
(520) 320-0888
2355 N Swan Rd
Tucson, AZ
 
Vehicle Loans Now
(623) 594-9692
3010 w yorkshire
phoenix, AZ
 
EZ Pay Car and Truck
(480) 535-7119
1901 E Indian School Rd
Phoenix, AZ
 
United Auto Credit Corporation
(480) 917-0168
633 E Ray Rd
Gilbert, AZ
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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