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Car Loans Post Falls ID

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInIdaho.Com
Boise, ID
 
Bank of America
(208) 773-4591
405 E Seltice Way
Post Falls, ID
 
Washington Trust Bank
(208) 773-7921
1601 E Seltice Way
Post Falls, ID
 
A & H Espresso Title Loans
(208) 773-9616
3996 W Riverbend Ave
Post Falls, ID
 
Bank of America
(208) 752-1103
733 E Mullan Ave
Post Falls, ID
 
Snake River Finacial
(208) 232-0532
P.O. Box 6011
Pocatello, ID
 
Horizon Credit Union
(208) 777-2749
565 N Vest St
Post Falls, ID
 
Cash Store the
(208) 773-2274
3134 E Mullan Ave Ste D
Post Falls, ID
 
Northwest Title Loans
(208) 773-4789
4005 W Riverbend Ave
Post Falls, ID
 
Bank of America
(208) 773-4591
Seltice Way & Henry
Post Falls, ID
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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