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Car Loans Oxford MS

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInMississippi.Com
Jackson, MS
 
First South Farm Credit
(662) 234-5015
914 Van Buren Ave
Oxford, MS
 
Title Cash of Mississippi Inc
(662) 513-0541
1306 University Ave
Oxford, MS
 
First South Farm Credit Assn
(662) 234-5015
914 Van Buren Ave
Oxford, MS
 
First Heritage Credit
(662) 234-4460
125 Heritage Dr
Oxford, MS
 
Citifinancial
(662) 234-0121
2580 Jackson Ave W Ste 40
Oxford, MS
 
Tower Loan of Oxford
(662) 234-0681
715 Midtown Shopping Ctr
Oxford, MS
 
Mechanics Bank
(662) 234-4490
1430 University Ave
Oxford, MS
 
Production Credit Association
(662) 234-5015
914 Van Buren Ave
Oxford, MS
 
Mechanics Bank
(662) 234-4898
1936 University Ave
Oxford, MS
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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