Auto Leasing Guide
Go to LeaseGuide.com now !

Car Loans Oskaloosa IA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInIowa.Com
Des Moines, IA
 
Instant Cash Advance Inc
(641) 672-1110
122 N 1st St
Oskaloosa, IA
 
Check Into Cash
(319) 688-0092
1855 Lower Muscatine Rd
Iowa City, IA
 
First Source Mortgage Corporation
(712) 279-0894
Sioux City, IA
 
Advance America Cash Advance
(319) 372-4302
4502 Avenue O
Fort Madison, IA
 
Check 'n Go
(641) 673-6466
209 Cornerstone Dr
Oskaloosa, IA
 
Oskaloosa Home Loan & Savings Association
(641) 673-8328
Oskaloosa, IA
 
First National Bank
(515) 232-5561
405 5th St Ste 1
Ames, IA
 
I H Mississippi Valley Credit Union
(309) 793-6200
2102 E Kimberly Rd
Davenport, IA
 
Hills Bank and Trust Company
(319) 338-1277
1401 S Gilbert St
Iowa City, IA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

Click here to read the rest of this article from Lease Guide