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Car Loans Oldsmar FL

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Nicholas Financial
(727) 726-0763
2454 McMullen Booth Road - Bldg C
Clearwater, FL
 
PLATINUM AUTO FINANCE
(727) 726-0895
24639 US HIGHWAY 19 N #A
CLEARWATER, FL
 
Absolute Auto Finance
(813) 908-3887
5008 W Linebaugh Ave
Tampa, FL
 
Vero Lending
(813) 305-2856
8875 Hidden River Pkwy
Tampa , FL
 
Nicholas Financial
(727) 726-0763
2454 McMullen Booth Road - Bldg C
Clearwater, FL
 
Mid-Atlantic Finance
(800) 793-9661
15500 Lightwave Drive Suite 201
Clearwater, FL
 
THRIFTY CAR SALES
(727) 726-6112
24639 US HIGHWAY 19 N
CLEARWATER, FL
 
CONSUMER FINANCIAL SERVICES E-Z LOAN$
(727) 862-2944
10431 U.S. HWY. 19
Port Richey, FL
 
AutoLoanInFlorida.com
(850) 332-0258
Tallahassee, FL
 
Equity Auto Finance
(800) 683-1095
2718 W. Oakland Park Bulevard
Fort Lauderdale, FL
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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