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Car Loans Nottingham MD

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Friendly Finance
(800) 872-2877
6340 Security Bulevard Suite 200
Baltimore, MD
 
AutoLoansInMaryland.com
(410) 571-4914
Annapolis, MD
 
Bank of America
(410) 882-5040
7912 Belair Rd
Nottingham, MD
 
Farmers Bank of Willards
(410) 749-4027
1150 Parsons Rd
Salisbury, MD
 
Best Pawn Inc
(301) 441-1444
5051 Greenbelt Rd
College Park, MD
 
Friendly Finance
(800) 872-2877
6340 Security Bulevard Suite 200
Baltimore, MD
 
Baltimore County Savings Bank Fsb
(410) 256-5000
4111 E Joppa Rd Ste 300
Nottingham, MD
 
Bank of America
(410) 272-7290
983 Beards Hill Rd
Aberdeen, MD
 
Bank of America
(410) 745-5066
305 Talbot St
Saint Michaels, MD
 
Mercantile Peninsula Bank
(410) 208-0200
11045 Racetrack Rd
Berlin, MD
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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