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Car Loans Norman OK

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

SMART CHOICE AUTO CREDIT
(405) 354-3519
1100 WEST MAIN
YUKON, OK
 
Republic Bank & Trust
(405) 360-5369
401 W Main St
Norman, OK
 
Loan Mart
(405) 447-4229
1000 Alameda St
Norman, OK
 
Advance America Cash Advance
(405) 364-3626
512 W Main St
Norman, OK
 
Federal Cash Advance
(405) 292-1800
2292 W Main St
Norman, OK
 
steffen criss
(580) 761-8733
1 miller dr
chickasha , OK
 
National Quik Cash
(405) 321-6760
2111 W Main St
Norman, OK
 
Tower Loans Inc
(405) 360-6695
325 S Porter Ave
Norman, OK
 
Tower Loans Inc
(405) 364-4302
325 S Porter Ave
Norman, OK
 
Advance America Cash Advance
(405) 307-9808
863 12th Ave NE
Norman, OK
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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