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Car Loans Newport KY

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Fifth Third Alternative Finance
(877) 782-8102
925 Freeman Avenue MLD 009014
Cincinatti, OH
 
AutoLoansInKentucky.Com
Frankfort, KY
 
the car store
(812) 987-4041
6801 preston hwy
louisville, KY
 
Check Into Cash
(859) 291-5400
17 Carothers Rd
Newport, KY
 
Kwik Cash
(270) 527-4344
114 E 5th St
Benton, KY
 
722 Redemption
(888) 721-2800
7901 Vine Street Suite 200
Cincinatti, OH
 
Signature Motors
(270) 678-5700
1419 happy Valley Rd.
Glasgow, KY
 
Citizens Bank of Northern Ky
(859) 442-8220
2911 Alexandria Pike
Newport, KY
 
Citifinancial
(270) 443-4585
760 Broadway St
Paducah, KY
 
Ash Advance Centers of Ky
(270) 765-3000
528 W Dixie Ave
Elizabethtown, KY
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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