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Car Loans Nashua NH

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Auto Use
(800) 737-9780
45 Haverhill Street
Andover, MA
 
Lewis Motor Sales Of Brentwood
(603) 347-5140
317 South Rd
Brentwood, NH
 
Citifinancial
(603) 880-5120
650 Amherst St Unit 13
Nashua, NH
 
1st New England Mortgage Corp
(603) 964-6220
157 Main Dunstable Rd
Nashua, NH
 
Loanmax
(603) 595-5900
449 Amherst St
Nashua, NH
 
AutoLoansInNewHampshire.com
(603) 513-0385
Concord, NH
 
Beneficial Mortgage Co of New Hampshire
(603) 883-7783
118 Main St
Nashua, NH
 
American Heritage Mortgage Corp
(603) 880-9797
39 Simon St
Nashua, NH
 
Mortgage Planners of New England
(603) 821-5184
221 Main St
Nashua, NH
 
Carbucks of New England Inc
(603) 888-0880
Nashua, NH
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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