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Car Loans Meridian MS

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInMississippi.Com
Jackson, MS
 
First State Bank
(601) 481-1051
2211 5th St Ste 107
Meridian, MS
 
Title Cash
(601) 482-6203
420 Highway 19 N
Meridian, MS
 
Great American Title Loans
(601) 693-9848
2219 Highway 39 N
Meridian, MS
 
First Heritage Credit
(601) 485-0700
2680 N Hills St
Meridian, MS
 
Raley Gene
(601) 693-3561
Meridian, MS
 
Citifinancial
(601) 693-1031
4815 29th Ave
Meridian, MS
 
United Credit Corporations
(601) 693-5521
718 23rd Ave
Meridian, MS
 
Advance America Cash Advance
(601) 483-5011
832 Highway 19 S
Meridian, MS
 
United Cash Advance
(601) 696-6707
2410 Highway 39 N
Meridian, MS
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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