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Car Loans Martinsville VA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Pinpoint Recovery Service
(336) 932-8008
P.O. box 29
Stoneville, NC
 
AutoLoansInVirginia.Com
Richmond, VA
 
InterActive Financial Marketing Group
(888) 905-1002
114 Virginia St.
Richmond, VA
 
Coastal Credit
(800) 969-2729
3852 Virginia Beach Blvd.
Virginia Beach, VA
 
A A A Auto Loans
(757) 461-2886
1929 Independence Blvd
Virginia Beach, VA
 
CF Finance
(804) 643-8479
4660 S. Laburnum Avenue
Richmond, VA
 
Tidewater Motor Credit
800-216-6862 x6932
6520 Indian River Road
Virginia Beach, VA
 
Union Finance
(757) 934-1537
1703B North Main Street
Suffolk, VA
 
A A A Auto Loans
(757) 461-2886
1929 Independence Blvd
Chesapeake, VA
 
Fast Auto Loans Inc
(757) 531-8400
7455 Tidewater Dr
Norfolk, VA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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