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Car Loans Little Rock AR

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInArkansas.Com
Little Rock, AR
 
Thrifty Car Sales
(479) 636-5050
1810 So 8Th Street (Hwy 71B)
Rogers, AR
 
First American Cash Advance
(501) 562-0007
8824 Geyer Springs Rd Ste 10
Little Rock, AR
 
Summit Bank
(501) 227-0803
11121 N Rodney Parham Rd Ste 14A
Little Rock, AR
 
Bank of America
(501) 378-1267
200 W Capitol Ave
Little Rock, AR
 
AutoLoansInArkansas.Com
Little Rock, AR
 
Cash Advance of Little Rock
(501) 228-9503
1401 John Barrow Rd
Little Rock, AR
 
Simmons First National Bank
(501) 224-5400
11000 Financial Centre Pkw
Little Rock, AR
 
Bank of America
(501) 378-1267
200 W Capitol Ave
Little Rock, AR
 
Simmons First
(501) 223-4200
8315 Cantrell Rd
Little Rock, AR
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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