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Car Loans Lexington KY

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInKentucky.Com
Frankfort, KY
 
the car store
(812) 987-4041
6801 preston hwy
louisville, KY
 
American Nationwide Mortgage Company
(859) 268-0994
2216 Young Dr
Lexington, KY
 
Wells Fargo Financial
(859) 264-0302
1792 Alysheba Way
Lexington, KY
 
Wells Fargo Financial
(859) 294-7295
1660 Bryan Station Rd
Lexington, KY
 
Signature Motors
(270) 678-5700
1419 happy Valley Rd.
Glasgow, KY
 
First Federal Bank
(859) 244-7253
3346 Tates Creek Rd
Lexington, KY
 
Cumberland Financial Inc
(859) 268-3028
153 Patchen Dr
Lexington, KY
 
Schrader James M
(859) 266-0390
2128 Lakeside Ct
Lexington, KY
 
Walden Mortgage Group
(859) 514-4444
3609 Walden Dr
Lexington, KY
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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