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Car Loans Lewiston ID

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInIdaho.Com
Boise, ID
 
Zions Bank
(208) 746-0511
Lewiston, ID
 
Wells Fargo Financial
(208) 746-9753
1928 19th Ave Ste A
Lewiston, ID
 
Quik Check
(208) 798-8787
234 Thain Rd
Lewiston, ID
 
Moneytree
(208) 743-3500
113 Thain Rd
Lewiston, ID
 
Snake River Finacial
(208) 232-0532
P.O. Box 6011
Pocatello, ID
 
Advance America Cash Advance
(208) 743-1765
2346 Nez Perce Dr
Lewiston, ID
 
Pawn 1
(208) 848-0125
150 Thain Rd
Lewiston, ID
 
Idaho Title Loans
(208) 746-9641
808 21st St
Lewiston, ID
 
Citifinancial
(208) 743-9466
2270 Thain Grade Ste 104
Lewiston, ID
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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