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Car Loans Lancaster SC

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

American Credit Acceptance
(866) 441-0251
340 East Main Street Suite 500
Spartanburg, SC
 
Fast Cash Advance
(803) 283-1084
1108 Highway 9 Byp W
Lancaster, SC
 
Pioneer Credit Company
(803) 285-1514
1137B Highway 9 Byp W
Lancaster, SC
 
Regional Finance Corp
(803) 286-8767
226 S Main St
Lancaster, SC
 
Bb&t
(803) 283-9936
600 N Main St
Lancaster, SC
 
AutoLoansInSouthCarolina.com
(803) 369-8110
Columbia, SC
 
Carolina Payday Loans
(803) 286-4285
1180 Highway 9 Byp W
Lancaster, SC
 
First Citizens
(803) 285-7431
500 N Main St
Lancaster, SC
 
Carolina Title Loans
(803) 286-0945
1180 Highway 9 Byp W
Lancaster, SC
 
Guardian Fidelity Mortgage
(803) 313-6005
116 E Gay St
Lancaster, SC
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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