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Car Loans Kearney NE

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInNebraska.com
(402) 318-7244
Lincoln, NE
 
Ace Cash Advance
(308) 237-4072
228 W 42nd St
Kearney, NE
 
Rabo Agrifinance
(308) 234-6363
4111 4th Ave
Kearney, NE
 
Union Loan Inc
(308) 237-7004
18 W 23rd St
Kearney, NE
 
Payday USA
(308) 237-4426
Kearney, NE
 
Mid-City Auto Loans
(402) 341-5466
515 S 15th St
Omaha, NE
 
Wells Fargo Bank Na
(308) 234-1818
21 W 21st St
Kearney, NE
 
Union Bank & Trust Co Student Loan Office
(308) 237-7593
18 W 23rd St
Kearney, NE
 
Citifinancial
(308) 234-2561
3706 2nd Ave
Kearney, NE
 
American National Bank
(402) 896-0700
13944 S Plz
Omaha, NE
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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