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Car Loans Hastings NE

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInNebraska.com
(402) 318-7244
Lincoln, NE
 
Tierone Bank
(402) 463-1391
700 S Burlington Ave
Hastings, NE
 
Hastings Pawn Shop
(402) 462-8181
814 W 2nd St
Hastings, NE
 
Quik Cash Financial Services
(402) 331-6216
5364 S 72nd St
Omaha, NE
 
Country Home Loans
(308) 762-5025
612 W 3rd St
Alliance, NE
 
Mid-City Auto Loans
(402) 341-5466
515 S 15th St
Omaha, NE
 
Union Bank Ag Loan Production
(402) 463-8583
2727 W 2nd St
Hastings, NE
 
Home Federal Savings & Loan of Nebraska
(402) 462-2175
715 W 4th St
Hastings, NE
 
Homestead Mortgage Inc
(308) 398-1813
3008 W Stolley Park Rd Ste 4
Grand Island, NE
 
Union Bank-Loan Production Office
(402) 274-4393
919 Central Ave
Auburn, NE
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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