Auto Leasing Guide
Go to LeaseGuide.com now !

Car Loans Hastings MN

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInMinnesota.Com
St. Paul, MN
 
McCarthy Auto World
(916) 420-9923
3350 129th Ave NW
Coon Rapids, MN
 
Bremer
(218) 745-4411
202 W Johnson Ave
Warren, MN
 
Park State Bank
(218) 626-2755
1106 88th Ave W
Duluth, MN
 
Exchange Station
(218) 233-8843
Moorhead, MN
 
AutoLoansInMinnesota.Com
St. Paul, MN
 
Wells Fargo Home Mortgage
(651) 437-8280
1360 S Frontage Rd
Hastings, MN
 
North Shore Mortgage
(218) 722-5966
125 W Superior St
Duluth, MN
 
Republic Bank
(218) 727-2265
4929 Decker Rd
Duluth, MN
 
American National Bank of Minnesota
(218) 824-7900
1920 S 6th St
Brainerd, MN
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

Click here to read the rest of this article from Lease Guide