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Car Loans Gaffney SC

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

American Credit Acceptance
(866) 441-0251
340 East Main Street Suite 500
Spartanburg, SC
 
AutoLoansInSouthCarolina.com
(803) 369-8110
Columbia, SC
 
Security Finance Corp
(864) 489-0643
317 N Limestone St
Gaffney, SC
 
MacKs Finance & Tax Service
(864) 487-7502
601 N Limestone St
Gaffney, SC
 
Makers Finance
(864) 489-5002
110 E Robinson St
Gaffney, SC
 
American Credit Acceptance
(866) 441-0251
340 East Main Street Suite 500
Spartanburg, SC
 
Makers Finance
(864) 489-5004
110 E Robinson St
Gaffney, SC
 
Signature Loan Services
(864) 488-9848
1116 Cherokee Ave
Gaffney, SC
 
Bank of America
(864) 487-3651
1602 W Floyd Baker Blvd
Gaffney, SC
 
Bank of America
(864) 487-8321
100 N Limestone St
Gaffney, SC
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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