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Car Loans Frostburg MD

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Friendly Finance
(800) 872-2877
6340 Security Bulevard Suite 200
Baltimore, MD
 
Bank of America
(410) 326-3113
11780 Hg Trueman Rd
Lusby, MD
 
Bank of America
(410) 799-1744
7399 Assateague Dr
Jessup, MD
 
Bank of America
(301) 862-2166
21800 N Shangri La Dr
Lexington Park, MD
 
Harford Bank Branch Office
(410) 879-9829
505 S Main St
Bel Air, MD
 
AutoLoansInMaryland.com
(410) 571-4914
Annapolis, MD
 
Chase Home Finance
(301) 220-1999
6301 Ivy Ln
Beltsville, MD
 
Small Enterprise Assistance Funds
(202) 737-8463
1050 17th St NW
Bethesda, MD
 
Wells Fargo Financial
(301) 725-1111
14269 Baltimore Ave
Laurel, MD
 
Bank of America
(301) 817-7760
7520 Marlboro Pike
District Heights, MD
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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