Auto Leasing Guide
Go to LeaseGuide.com now !

Car Loans Fort Smith AR

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInArkansas.Com
Little Rock, AR
 
First American Cash Advance
(479) 648-3885
2600 Zero St Ste B
Fort Smith, AR
 
Andy's Pawn & Gun Shop
(479) 783-3658
2113 Dodson Ave
Fort Smith, AR
 
Express Mortgage
(479) 452-8855
7613 Rogers Ave Ste D
Fort Smith, AR
 
Allied Home Mortgage Capital Corp
(479) 646-3600
2801 Old Greenwood Rd
Fort Smith, AR
 
Thrifty Car Sales
(479) 636-5050
1810 So 8Th Street (Hwy 71B)
Rogers, AR
 
Uncle John's Pawn & Loan
(479) 649-7296
5324 Towson Ave
Fort Smith, AR
 
Southern Mortgage Company of Arkansas
(479) 494-7665
4300 Rogers Ave
Fort Smith, AR
 
1st Metropolitan Mortgage
(479) 783-8188
Fort Smith, AR
 
Simmons First National Bank
(479) 646-5590
4101 Brooken Hill Dr
Fort Smith, AR
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

Click here to read the rest of this article from Lease Guide