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Car Loans Forest Grove OR

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInOregon.com
(503) 400-7667
Salem, OR
 
Peak Performance & Repair
(541) 536-3893
51530 Russell Rd, Suite B
La Pine, OR
 
La Pine Auto Supply, Inc
(541) 536-2192
51477 Hwy 97
La Pine, OR
 
Central Oregon Truck Toys -N- More
(541) 536-1596
16605 Assembly Way, Ste 101
La Pine, OR
 
Bank of the West
(503) 357-6165
1926 Pacific Ave
Forest Grove, OR
 
People's Credit
(800) 531-4420
1164 SE 82nd Avenue
Portland, OR
 
Small Engines by Steve
(541) 815-6803
PO Box 2034
La Pine, OR
 
Les Schwab Tire Center
(541) 536-3009
52596 N. Hwy 97
La Pine, OR
 
Cash Connection
(503) 359-1165
3012 Pacific Ave Ste D
Forest Grove, OR
 
Bank of the West
(503) 357-5900
80 N 17th St
Forest Grove, OR
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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