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Car Loans Fargo ND

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Bell Mortgage
(701) 365-0909
2551 45th St S
Fargo, ND
 
Cobank
(701) 277-5007
1711 Gold Dr S Ste 230
Fargo, ND
 
Tri-State Financial Services Inc
(701) 478-8737
1121 Westrac Dr S Ste 208
Fargo, ND
 
First International Bank & Trust
(701) 232-1700
3001 25th St S
Fargo, ND
 
Allied Home Mortgage Capital Corp.
(701) 476-2930
2594 Main Ave
Fargo, ND
 
Check'n Go of North Dakota
(701) 280-1933
2301 University Dr S
Fargo, ND
 
Valesco Mortgage
(701) 356-6400
4141 38th St S Ste E2
Fargo, ND
 
Valley Mortgage Inc
(701) 461-8450
3310 Fiechtner Dr S
Fargo, ND
 
Union State Bank of Fargo
(701) 277-5886
3820 12th Ave N
Fargo, ND
 
Money $Tation
(701) 492-0477
498 25th St S
Fargo, ND
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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