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Car Loans Fairbanks AK

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInAlaska.Com
Juneau, AK
 
Alaska USA Mortgage Company
(907) 455-4400
1292 Sadler Way
Fairbanks, AK
 
Wells Fargo Home Mortgage
(907) 374-2000
324 Old Steese Hwy
Fairbanks, AK
 
Wells Fargo Financial
(907) 456-7781
346 Old Steese Hwy
Fairbanks, AK
 
Keybank
(907) 581-1300
487 Salmon Way # 101
Dutch Harbor, AK
 
Alaska USA Federal Credit Union
(907) 374-5401
Fairbanks, AK
 
Alaska USA Federal Credit Union
(907) 374-5401
1292 Sadler Way
Fairbanks, AK
 
Alaska USA Federal Credit Union
(907) 374-5401
Fairbanks, AK
 
Alaska USA Federal Credit Union
(907) 374-5401
301 N Santa Claus Ln
North Pole, AK
 
Alaska USA Federal Credit Union
(907) 523-7501
Juneau, AK
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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