Auto Leasing Guide
Go to LeaseGuide.com now !

Car Loans El Campo TX

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

P*E*Financial
(409) 549-2220
PO Box 1736
Groves, TX
 
AutoLoansInTexas.Com
Austin, TX
 
Vehicle Acceptance Corp (Bulk Purchase)
(800) 380-3882
4144 N Central Expressway Suite 350
Dallas, TX
 
Skopos Financial, LLC
(214) 520-4600
P.O. Box 143454
Irving, TX
 
1st Investors Financial Services
(888) 622-9210
675 Bering Drive Suite 710
Houston, TX
 
Capital One Auto Finance
(800) 227-3863
3901 Dallas Parkway
Plano, TX
 
Drive Financial Services®
(888) 540-5626
8585 N. Stemmons Freeway Suite 1100
Dallas, TX
 
AmeriCredit Financial
(888) 556-4616
4001 Embarcadero
Arlington, TX
 
Exeter Finance Corp.
(877) 393-8379
222 W. Las Colinas Blvd. Suite 1800
Irving, TX
 
Nueces Auto Loans Inc
(361) 884-8911
1531 S Port Ave
Corpus Christi, TX
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

Click here to read the rest of this article from Lease Guide