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Car Loans Dalton GA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInGeorgia.Com
Atlanta, GA
 
CAR Financial Services, Inc.
(877) 570-8857
600 Westpark Drive
Peachtree City, GA
 
Auto Financing
(330) 938-7935
3511 Horner Street
Savahana, GA
 
Wells Fargo
(706) 267-6664
2844 Pineveiw Rd
Augusta, GA
 
Cash Loans
(706) 278-7600
304 Springdale Rd Ste 2
Dalton, GA
 
United Acceptance Inc.
(888) 951-9512
2400 Lake Park Dr. SE Suite 100
Smyrna, GA
 
Fast Cash Title
(770) 931-1771
3870 Lawrenceville Hwy Ste C-106
Lawrenceville, GA
 
Georgia Auto Finance
(770) 882-2731
1170 Peachtree Street
Atlanta, GA
 
Heritage Auto Finance
(770) 728-3660
25 Oakmont Lane
Covington, GA
 
Wachovia
(706) 275-8272
1305 W Walnut Ave
Dalton, GA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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