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Car Loans Crestwood KY

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

the car store
(812) 987-4041
6801 preston hwy
louisville, KY
 
Signature Motors
(270) 678-5700
1419 happy Valley Rd.
Glasgow, KY
 
Wells Fargo Financial
(502) 241-1643
6427 W Highway 146
Crestwood, KY
 
Integra Bank
(502) 839-7226
US Highway 62 & 127
Lawrenceburg, KY
 
Patriot Mortgage
(502) 454-7777
9809 Colonnades Pl
Louisville, KY
 
AutoLoansInKentucky.Com
Frankfort, KY
 
the car store
(812) 987-4041
6801 preston hwy
louisville, KY
 
Countrywide Home Loans
(502) 243-1877
6003 Pleasant Colony Ct
Crestwood, KY
 
Integra Bank
(859) 425-3500
400 E Main St
Lexington, KY
 
Central Financial Services Inc
(606) 785-9871
125 Cowtown Rd
Hindman, KY
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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