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Car Loans Crestwood KY

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

the car store
(812) 987-4041
6801 preston hwy
louisville, KY
 
Signature Motors
(270) 678-5700
1419 happy Valley Rd.
Glasgow, KY
 
Wells Fargo Financial
(502) 241-1643
6427 W Highway 146
Crestwood, KY
 
Lendmark Financial
(270) 866-7777
201 Northridge Shopping
Russell Springs, KY
 
Valued Services Llc & Affiliates
(270) 352-4247
2033 Walmart Way
Radcliff, KY
 
AutoLoansInKentucky.Com
Frankfort, KY
 
the car store
(812) 987-4041
6801 preston hwy
louisville, KY
 
Countrywide Home Loans
(502) 243-1877
6003 Pleasant Colony Ct
Crestwood, KY
 
Cash Tyme
(502) 366-1175
3501 Taylor Blvd
Louisville, KY
 
Usb Mortgage Corporation
(859) 263-3335
121 Prosperous Pl
Lexington, KY
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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