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Car Loans Cottonwood AZ

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInArizona.com
(480) 630-3970
Phoenix, AZ
 
Auto Title Loan Agencies of Arizona Inc
(520) 434-2274
1201 W Saint Marys Rd
Tucson, AZ
 
Vehicle Loans Now
(623) 594-9692
3010 w yorkshire
phoenix, AZ
 
AAA Auto Title Loans
(480) 833-0674
1203 W University Dr
Mesa, AZ
 
EZ Pay Car and Truck
(480) 535-7119
1901 E Indian School Rd
Phoenix, AZ
 
Chase Custom Finance
(800) 223-5050
201 N. Central Avenue 19th Floor
Phoenix, AZ
 
Money Now Title Loans
(480) 835-6600
1130 E. Main St.
Mesa, AZ
 
Members Auto Center
(602) 683-1618
5505 W. Bell Rd
Glendale, AZ
 
United Auto Credit Corporation
(480) 917-0168
633 E Ray Rd
Gilbert, AZ
 
Fast Auto Loans
(480) 949-1761
2934 N Scottsdale RD
Scottsdale, AZ
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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