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Car Loans Cedar Falls IA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInIowa.Com
Des Moines, IA
 
Rabo Ag Services
(319) 277-4444
1309 Technology Pkwy
Cedar Falls, IA
 
Veridian Cu
(319) 236-5600
Cedar Falls, IA
 
Countrywide Home Loans
(319) 266-7760
4817 University Ave
Cedar Falls, IA
 
Cedar Falls Financial Center
(319) 266-2000
602 Main St
Cedar Falls, IA
 
Citifinancial
(319) 266-6281
4618 University Ave
Cedar Falls, IA
 
Cedar Falls Community Credit Union
(319) 277-3690
420 Viking Rd
Cedar Falls, IA
 
Advance America Cash Advance
(319) 266-4629
6322 University Ave Ste M
Cedar Falls, IA
 
Cedar Falls Community Credit Union
(319) 277-3690
420 Viking Rd
Cedar Falls, IA
 
First Security State Bank
(319) 266-0474
3229 Greenhill Cir
Cedar Falls, IA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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